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The Hebrew Free Loan Association of Pittsburgh offers interest-free loans on a nonsectarian basis to residents of Allegheny, Westmoreland, Washington, Butler, Beaver and Armstrong Counties who may not qualify for assistance through other institutions.

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ACE Cash Express is the nation's second largest payday lender, but customers who want a financial lifeline until their next paycheck won't get help in any of its 19 Pittsburgh-area stores. Payday loans are illegal in Pennsylvania, and that has limited Ace to cashing checks, selling money orders and

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